(photo courtesy of Liberty Mutual)
I found out a month ago that the auto insurance we have paid faithfully for over 15 years was going to drop our comprehensive coverage and greatly increase our liabilty, an inevitable result of 3 car accidents in 3 years (though none of them technically "our fault"). Over the course of my married life, I have been very diiligent when it comes to shopping around for insurance rates, checking every year or two to make sure we were still getting the best deal. However, when we had the big wreck 3 years ago, we had a large claim and every time I looked into online pricing, the question was always there: "Have you been in an accident resulting in a claim in the last 3 (or sometimes 5) years?" So, I decided to wait until the 3 years was up, and wouldn't you know, 2 months shy of the date, we hit a deer, nearly totaling our van. Then my daughter was a passenger in a wreck in Pennsylvania--not even her car--but some weird PA law bills OUR car insurance. Yikes. Anyhow, long story short, I was forced to shop around, and I can honestly say now that I am very glad I did. Here's a shout out to Liberty Mutual, who gave us the best rates by far with even BETTER coverage than we had before...and saved us over $500 a year! They could also save us about $60 on our hommeowners, but because we are going to try to sell soon and our current policy is paid until September, we decided to wait on that. I'm not getting any kick backs...but I am encouraging you to check them out!!
And here's some interesting and yet scary news: U.S. consumers incurred nearly $48 billion in new credit card debt during 2011 (424% more than 2010 & 577% more than 2009) -CardHub WOW!! Are you a part of this? If you are, I hope you are like us and pay off your card monthly. If this is what is growing our economy, we're in for some rough years ahead!!
On a lighter note, it's Friday, and here are a few freebies to brighten your day:
How about a free sample of Beneful Dog treats: http://instoresnow.walmart.com/enhancedrendercontent_ektid82797.aspx#/home
Here's a link for a coupon for a free quart of Clark and Kensington paint at Ace hardware:
Free sample of Stayfree with wings:
Free sample of Lipton Tea and honey: https://www.facebook.com/lipton?sk=app_189108814524383